You’re with us from the first conversation to the last signature.
Buying in Colorado or Texas? Rebecca and Sarah process their own loans. No call center, no hand-off.
Purchase form loading here
Myra form embed placeholder
Free, about a minute. Not an application, approval or pre-approval.
By continuing you agree to be contacted by First And Last Lending and Client Direct Mortgage about your inquiry. Consent is not a condition of purchase.
Why people choose First And Last Lending
We process our own loans.
Most of the time, the person you speak to disappears after the application and a processor you have never met takes over. Not here. Rebecca and Sarah process their own loans. The person who takes your first call is the same person handling your file, answering your questions and sitting with you at the end. We are not going to hand you off.
Not ready yet? We will work with you until you are.
A lot of people are closer than they think. Others have one very fixable thing in the way. If you are not exactly ready right now, we will map out what needs to happen and work with you to get there, instead of saying “come back when you’re ready”.
No question is a dumb question.
You are not supposed to know how a home purchase works before you have done one. We explain every step in plain language and answer every question, including the ones you have been embarrassed to ask. Because we work with multiple lending partners rather than one bank, we can look at more than one way to structure your purchase.
Meet Rebecca and Sarah
Rebecca Soukup
Loan Officer | NMLS 1707627 | Licensed in Colorado and Texas
Rebecca brings nearly a decade of experience in the mortgage industry, guided by a solid financial background. She has built her career helping first-time home buyers, self-employed professionals, Veterans, retirees and investors. A Colorado native, her greatest values are family, faith and friendships, and they shape the personal care she brings to every client, with integrity, respect and genuine care.
Sarah Rice
Loan Officer | NMLS 1791701 | Licensed in Colorado
Sarah brings nearly a decade of experience in the mortgage industry, also guided by a solid financial background, and has helped first-time home buyers, self-employed professionals, Veterans, retirees and investors. A Colorado native who now lives in Florida, she is torn between the Rocky Mountains and the Florida beaches, and she is passionate about the outdoors, golf and exploring new areas. Family, faith and friendships ground her and inspire the personal care she brings to every client.
“We process our own loans. You’re with us from start to finish.”